- Transworld Systems Inc. is an independent debt collection agency, based in the United States. A debt collector that purchases and collects on charged-off consumer debts.
- In 2017, the CFPB settled an enforcement action against Transworld Systems Inc., finding the company had filed false or misleading affidavits and testimony in court proceedings, and had collected on debts without possessing or furnishing the required proof. The company was ordered to pay $2.5 million in civil penalties.
- Regardless of a collector's regulatory history, you have the same FDCPA rights with any of them: 30 days from first contact to request validation in writing, during which they must stop collecting until they prove the debt.
Who they are
Transworld Systems Inc. is an independent debt collection agency, based in the United States. A debt collector that purchases and collects on charged-off consumer debts. If a letter or call references an account you don't recognize, that's common with debt buyers — the original creditor (a credit card company, retailer, or lender) sold the account, and Transworld Systems Inc. is now the one trying to collect on it.
Their regulatory record
In 2017, the Consumer Financial Protection Bureau settled an enforcement action against Transworld Systems Inc. The CFPB found the company had filed false or misleading affidavits and testimony in collection lawsuits, and had collected on debts without possessing or furnishing the required proof. These practices violated federal debt collection laws. Transworld Systems Inc. was ordered to pay $2.5 million in civil penalties as part of the settlement.
This is public regulatory history, not a claim about any specific account — it's cited here because it's directly relevant to why confirming a debt before paying is worth doing.
Your rights if they've contacted you
Whichever collector you're dealing with, the same federal law applies. You have 30 days from their first written contact to request validation — a written request asking them to prove the debt is real and yours. Once you do, they're required to stop collection activity until they've provided that proof.
If Transworld Systems Inc. has contacted you about a debt, PUSHBACK reads the notice you received and drafts that request from the specific details on it — you review it before you pay anything.