- CBE Group is an independent private debt collector, headquartered in Cedar Falls, Iowa. One of four IRS-authorized private debt collectors — it purchases and collects on charged-off consumer debts.
- We found online references to regulatory action against CBE Group, but couldn't verify those claims against primary regulatory sources, so none are cited here.
- Regardless of a collector's history, you have the same FDCPA rights with any of them: 30 days from first contact to request validation in writing, during which they must stop collecting until they prove the debt.
Who they are
CBE Group is an independent private debt collector, headquartered in Cedar Falls, Iowa. One of four IRS-authorized private debt collectors — it purchases and collects on charged-off consumer debts. If a letter or call references an account you don't recognize, that's common with debt collectors — the original creditor (a credit card company, retailer, or lender) sold or assigned the account, and CBE Group is now the one trying to collect on it.
Your rights if they've contacted you
Whichever collector you're dealing with, the same federal law applies. You have 30 days from their first written contact to request validation — a written request asking them to prove the debt is real and yours. Once you do, they're required to stop collection activity until they've provided that proof.
If CBE Group has contacted you about a debt, PUSHBACK reads the notice you received and drafts that request from the specific details on it — you review it before you pay anything.