- Cavalry Portfolio Services is an independent debt buyer, headquartered in United States. A debt buyer that purchases and collects on charged-off consumer debt.
- We weren't able to independently verify specific federal CFPB enforcement actions against Cavalry Portfolio Services from primary sources, so none are cited here.
- Regardless of a collector's history, you have the same FDCPA rights with any of them: 30 days from first contact to request validation in writing, during which they must stop collecting until they prove the debt.
Who they are
Cavalry Portfolio Services is an independent debt buyer, headquartered in United States. A debt buyer that purchases and collects on charged-off consumer debt. If a letter or call references an account you don't recognize, that's common with debt buyers — the original creditor (a credit card company, retailer, or lender) sold the account, and Cavalry Portfolio Services is now the one trying to collect on it.
Your rights if they've contacted you
Whichever collector you're dealing with, the same federal law applies. You have 30 days from their first written contact to request validation — a written request asking them to prove the debt is real and yours. Once you do, they're required to stop collection activity until they've provided that proof.
If Cavalry Portfolio Services has contacted you about a debt, PUSHBACK reads the notice you received and drafts that request from the specific details on it — you review it before you pay anything.