- Americollect, Inc. is an independent, privately held debt collector, headquartered in Manitowoc, Wisconsin. A third-party collection agency, founded in 1964, that collects exclusively on behalf of hospitals and healthcare providers for unpaid medical bills.
- We couldn't verify a specific federal CFPB or FTC enforcement action, or a Wisconsin Attorney General action, against Americollect against a primary source, so none is cited here.
- Regardless of a collector's history, you have the same FDCPA rights with any of them: 30 days from first contact to request validation in writing, during which they must stop collecting until they prove the debt.
Who they are
Americollect, Inc. is an independent, privately held debt collector, headquartered in Manitowoc, Wisconsin. A third-party collection agency, founded in 1964, that collects exclusively on behalf of hospitals and healthcare providers for unpaid medical bills. Because Americollect typically collects on behalf of the hospital or healthcare provider you were treated by — rather than buying and owning the debt itself — the account referenced in a letter should trace back to an actual medical visit, even if the amount or the provider's name looks unfamiliar at first glance.
While researching this page, we specifically checked the CFPB's enforcement actions database (consumerfinance.gov), the FTC's case archive (ftc.gov), and Wisconsin Attorney General filings for a confirmed enforcement action against Americollect. We didn't find one on any of those primary sources, so we're not citing a regulatory finding here. That absence doesn't mean complaints haven't been filed against the company — only that we couldn't confirm a formal enforcement action against a government source.
Your rights if they've contacted you
Whichever collector you're dealing with, the same federal law applies. You have 30 days from their first written contact to request validation — a written request asking them to prove the debt is real and yours. Once you do, they're required to stop collection activity until they've provided that proof. Medical debt also carries some extra protections: many medical collections below certain thresholds are excluded from credit reports, and you're entitled to an itemized statement of charges.
If Americollect, Inc. has contacted you about a debt, PUSHBACK reads the notice you received and drafts that request from the specific details on it — you review it before you pay anything.